USMA West Point: BAH and housing

USMA West Point is an Army post in West Point, New York. E-5 BAH with dependents is $3,468 a month, the 12th-highest of the 119 bases we track, $302 less than the $3,770 HUD fair-market rent for a 3-bedroom in ZIP 10996. The Census Bureau does not publish a median home value for West Point, where the median gross rent is $3,501. Normal daily temperatures run from 43°F to 61°F on average, with 51 inches of precipitation a year.

Data: DTMO 2026 BAH for MHA NY217, HUD rents for ZIP 10996, Census ACS for West Point CDP, NOAA normals at West Point, NY. Jump to sources · Methodology

What is my BAH (Basic Allowance for Housing) at USMA West Point?

This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.

Pay grade

Dependents

$2,859/mo

Monthly BAH at E-5 pay grade without dependents.

USMA West Point: $2,859

Typical 2-bedroom rent nearby: $2,970/mo
BAH vs that rent: $111/mo short

Key facts for living at USMA West Point

Key facts for living at USMA West Point
Host state	New York
State income tax	4%–10.9% state; NYC adds local tax
Top state income-tax rate	10.9%
Average sales tax (state + local)	8.54%
Average property tax (real estate)	1.30%
Personal property tax (vehicles)	No
Median home value	$513,450
Military housing area	NY217 — WEST POINT, NY
Climate (annual high / low)	61° / 43°F
Annual precipitation	51.5 in
Official site	USMA West Point

More about living in New York

Compare these bases

I am leaving

I am going to

Only destinations that share a service with the origin are listed.

PCS checklist for USMA West Point

Update DEERS and your page-2 / dependency status before BAH starts at the new MHA (NY217).
Look up your exact BAH for rank and dependents on the DTMO BAH lookup (ZIP 10996).
Off-base 2-bedroom HUD FMR in Orange County is $1,979/mo. On-base housing is separate.
Get an NY driver license within 30 days and title the car within 30 days. See New York.
Confirm reporting instructions on the official USMA West Point site.

How USMA West Point compares

E-5 with-dependents BAH is lower at Fort Polk ($1,218 vs $3,468).

Use the picker above for any other compatible installation. Published PCS pages that include USMA West Point are listed here.

Sources

Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.

BAH (with and without dependents). DTMO CY2026 BAH tables for USMA West Point (NY217). Confirm current rates on the DTMO BAH lookup.
2-bedroom Fair Market Rent. HUD FY2026 FMR — Orange County $1,979.
Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 10996 (West Point) $2,970 / $3,770.
Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for West Point CDP, New York (home value not published, $3,501/mo). Owner-reported values, not transaction prices.
Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — West Point, NY (USC00309292).
Host-state wage tax. Statewide listed rates for New York from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for New York. Used as an off-base shopping stand-in; city and county add-ons vary.
Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for New York. On-base housing is not in this figure.
Vehicle title tax and new-resident clocks. New York motor-vehicle agency (license 30 days, title 30 days; title tax 8.00%). These are host-state motor-vehicle rules, not BAH.
Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for New York. This is a statewide car-tax flag, not real-estate tax and not BAH.
Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for New York. Backdrop for off-base purchase prices; on-base housing and BAH are separate.

Data last updated: September 2026. How the data is compiled