Naval Submarine Base Kings Bay: BAH and housing

Naval Submarine Base Kings Bay is a naval submarine base in Kingsland, Georgia. E-5 BAH with dependents is $2,133 a month (59th-highest of 119 among the bases we track), $523 more than the $1,610 HUD fair-market rent for a 3-bedroom in ZIP 31548. In Kingsland, the median home value is $251,400 and the median rent is $1,275, a mid-range market among the bases we cover (67th-highest of 114). Normal daily temperatures run from 59°F to 76°F on average, with 47 inches of precipitation a year.

Data: DTMO 2026 BAH for MHA GA074, HUD rents for ZIP 31548, Census ACS for Kingsland city, NOAA normals at Brunswick 23 South, GA. Jump to sources · Methodology

What is my BAH (Basic Allowance for Housing) at Naval Submarine Base Kings Bay?

This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.

Pay grade

Dependents

$1,806/mo

Monthly BAH at E-5 pay grade without dependents.

Naval Submarine Base Kings Bay: $1,806

Typical 2-bedroom rent nearby: $1,160/mo
BAH vs that rent: $646/mo left over

Key facts for living at Naval Submarine Base Kings Bay

Key facts for living at Naval Submarine Base Kings Bay
Host state	Georgia
State income tax	Top listed rate 5.19%
Top state income-tax rate	5.19%
Average sales tax (state + local)	7.49%
Average property tax (real estate)	0.79%
Personal property tax (vehicles)	No
Median home value	$335,116
Military housing area	GA074 — KINGS BAY/BRUNSWICK, GA
Climate (annual high / low)	76° / 59°F
Annual precipitation	47.2 in
Official site	Naval Submarine Base Kings Bay

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PCS checklist for Naval Submarine Base Kings Bay

Update DEERS and your page-2 / dependency status before BAH starts at the new MHA (GA074).
Look up your exact BAH for rank and dependents on the DTMO BAH lookup (ZIP 31547).
Off-base 2-bedroom HUD FMR in Camden County is $1,225/mo. On-base housing is separate.
Get a GA driver license within 30 days and title the car within 30 days. See Georgia.
Confirm reporting instructions on the official Naval Submarine Base Kings Bay site.

How Naval Submarine Base Kings Bay compares

E-5 with-dependents BAH is higher at Naval Base San Diego ($3,975 vs $2,133).

Use the picker above for any other compatible installation. Published PCS pages that include Naval Submarine Base Kings Bay are listed here.

Sources

Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.

BAH (with and without dependents). DTMO CY2026 BAH tables for Naval Submarine Base Kings Bay (GA074). Confirm current rates on the DTMO BAH lookup.
2-bedroom Fair Market Rent. HUD FY2026 FMR — Camden County $1,225.
Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 31548 (Kingsland) $1,160 / $1,610.
Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Kingsland city, Georgia ($251,400, $1,275/mo). Owner-reported values, not transaction prices.
Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Brunswick 23 South, GA (USW00063856).
Host-state wage tax. Statewide listed rates for Georgia from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Georgia. Used as an off-base shopping stand-in; city and county add-ons vary.
Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Georgia. On-base housing is not in this figure.
Vehicle title tax and new-resident clocks. Georgia motor-vehicle agency (license 30 days, title 30 days; title tax 7.00%). These are host-state motor-vehicle rules, not BAH.
Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Georgia. This is a statewide car-tax flag, not real-estate tax and not BAH.
Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Georgia. Backdrop for off-base purchase prices; on-base housing and BAH are separate.

Data last updated: September 2026. How the data is compiled