Naval Station Newport: BAH and housing

Naval Station Newport is a naval station in Newport, Rhode Island. For an E-5 with dependents, the housing allowance comes to $2,847 a month (23rd-highest of 119 among the bases we track), $373 less than the $3,220 HUD fair-market rent for a 3-bedroom in ZIP 02840. Homes in Newport have a median value of $746,900 (median rent $1,698), which makes it one of the pricier markets on the list (12th-highest of 114). Normal daily temperatures run from 44°F to 59°F on average, with 47 inches of precipitation a year.

Data: DTMO 2026 BAH for MHA RI256, HUD rents for ZIP 02840, Census ACS for Newport city, NOAA normals at Newport Rose, RI. Jump to sources · Methodology

What is my BAH (Basic Allowance for Housing) at Naval Station Newport?

This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.

Pay grade

Dependents

$2,361/mo

Monthly BAH at E-5 pay grade without dependents.

Naval Station Newport: $2,361

Typical 2-bedroom rent nearby: $2,380/mo
BAH vs that rent: $19/mo short

Key facts for living at Naval Station Newport

Key facts for living at Naval Station Newport
Host state	Rhode Island
State income tax	Top listed rate 5.99%
Top state income-tax rate	5.99%
Average sales tax (state + local)	7.00%
Average property tax (real estate)	1.19%
Personal property tax (vehicles)	No
Median home value	$508,519
Military housing area	RI256 — NEWPORT, RI
Climate (annual high / low)	59° / 44°F
Annual precipitation	47.5 in
Official site	Naval Station Newport

More about living in Rhode Island

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PCS checklist for Naval Station Newport

Update DEERS and your page-2 / dependency status before BAH starts at the new MHA (RI256).
Look up your exact BAH for rank and dependents on the DTMO BAH lookup (ZIP 02841).
Off-base 2-bedroom HUD FMR in Newport County is $1,729/mo. On-base housing is separate.
Get an RI driver license within 30 days and title the car within 30 days. See Rhode Island.
Confirm reporting instructions on the official Naval Station Newport site.

How Naval Station Newport compares

E-5 with-dependents BAH is lower at NAS Fallon ($1,596 vs $2,847).

Use the picker above for any other compatible installation. Published PCS pages that include Naval Station Newport are listed here.

Sources

Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.

BAH (with and without dependents). DTMO CY2026 BAH tables for Naval Station Newport (RI256). Confirm current rates on the DTMO BAH lookup.
2-bedroom Fair Market Rent. HUD FY2026 FMR — Newport County $1,729.
Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 02840 (Newport) $2,380 / $3,220.
Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Newport city, Rhode Island ($746,900, $1,698/mo). Owner-reported values, not transaction prices.
Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Newport Rose, RI (USC00375215).
Host-state wage tax. Statewide listed rates for Rhode Island from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Rhode Island. Used as an off-base shopping stand-in; city and county add-ons vary.
Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Rhode Island. On-base housing is not in this figure.
Vehicle title tax and new-resident clocks. Rhode Island motor-vehicle agency (license 30 days, title 30 days; title tax 7.00%). These are host-state motor-vehicle rules, not BAH.
Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Rhode Island. This is a statewide car-tax flag, not real-estate tax and not BAH.
Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Rhode Island. Backdrop for off-base purchase prices; on-base housing and BAH are separate.

Data last updated: September 2026. How the data is compiled