Marine Corps · Kaneohe, HI

MCB Hawaii: BAH and housing

MCB Hawaii is a Marine Corps base in Kaneohe, Hawaii. An E-5 with dependents receives $3,663 a month in BAH here, tied for the 8th-highest of the 119 bases we track, $297 less than the $3,960 HUD fair-market rent for a 3-bedroom in ZIP 96744. Kaneohe is one of the pricier markets on the list (2nd-highest of 114): the median home is worth $1,029,700 and the median rent is $2,269. Average daily highs of 81°F make it the 12th-warmest base by that measure.

Data: DTMO 2026 BAH for MHA HI408, HUD rents for ZIP 96744, Census ACS for Kaneohe CDP, NOAA normals at Kaneohe Bay MCAS, HI. Jump to sources · Methodology

What is my BAH (Basic Allowance for Housing) at MCB Hawaii?

This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.

Pay grade

Dependents

$2,856/mo

Monthly BAH at E-5 pay grade without dependents.

MCB Hawaii: $2,856

Typical 2-bedroom rent nearby: $2,850/mo
BAH vs that rent: $6/mo left over

Key facts for living at MCB Hawaii

Key facts for living at MCB Hawaii
Host state	Hawaii
State income tax	Top listed rate 11.0%
Top state income-tax rate	11.0%
Average sales tax (state + local)	4.50%
Average property tax (real estate)	0.29%
Personal property tax (vehicles)	No
Median home value	$834,025
Military housing area	HI408 — HONOLULU COUNTY, HI
Climate (annual high / low)	81° / 72°F
Annual precipitation	27.8 in
Official site	MCB Hawaii

More about living in Hawaii

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PCS checklist for MCB Hawaii

Update DEERS and your page-2 / dependency status before BAH starts at the new MHA (HI408).
Look up your exact BAH for rank and dependents on the DTMO BAH lookup (ZIP 96863).
Off-base 2-bedroom HUD FMR in Honolulu County is $2,642/mo. On-base housing is separate.
Get an HI driver license within 30 days and title the car within 30 days. See Hawaii.
Confirm reporting instructions on the official MCB Hawaii site.

How MCB Hawaii compares

E-5 with-dependents BAH is lower at Camp Lejeune ($1,584 vs $3,663).

Use the picker above for any other compatible installation. Published PCS pages that include MCB Hawaii are listed here.

Sources

Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.

BAH (with and without dependents). DTMO CY2026 BAH tables for MCB Hawaii (HI408). Confirm current rates on the DTMO BAH lookup.
2-bedroom Fair Market Rent. HUD FY2026 FMR — Honolulu County $2,642.
Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 96744 (Kaneohe) $2,850 / $3,960.
Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Kaneohe CDP, Hawaii ($1,029,700, $2,269/mo). Owner-reported values, not transaction prices.
Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Kaneohe Bay MCAS, HI (USW00022519).
Host-state wage tax. Statewide listed rates for Hawaii from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Hawaii. Used as an off-base shopping stand-in; city and county add-ons vary.
Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Hawaii. On-base housing is not in this figure.
Vehicle title tax and new-resident clocks. Hawaii motor-vehicle agency (license 30 days, title 30 days; title tax 4.00%). These are host-state motor-vehicle rules, not BAH.
Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Hawaii. This is a statewide car-tax flag, not real-estate tax and not BAH.
Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Hawaii. Backdrop for off-base purchase prices; on-base housing and BAH are separate.

Data last updated: September 2026. How the data is compiled