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Cherry Point
MCAS Cherry Point: BAH and local costs
What is my BAH (Basic Allowance for Housing) at MCAS Cherry Point?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
$1,722/mo
Monthly BAH at E-5 pay grade without dependents.
- MCAS Cherry Point
- $1,722
- Typical 2-bedroom rent nearby
- $1,340/mo
- BAH vs that rent
- $382/mo left over
Key facts for living at MCAS Cherry Point
| Host state | North Carolina |
|---|---|
| State income tax | Flat 3.99% |
| Top state income-tax rate | 3.99% |
| Average sales tax (state + local) | 7.00% |
| Average property tax (real estate) | 0.66% |
| Personal property tax (vehicles) | Yes — 1.10% effective |
| Median home value | $339,594 |
| Military housing area | NC177 — MOREHEAD/CHERRY PT MCAS, NC |
| Climate (annual high / low) | 65° / 46°F |
| Annual precipitation | 45.3 in |
| Official site | MCAS Cherry Point |
Click here to learn more about North Carolina
Compare these bases
Only destinations that share a service with the origin are listed.
PCS checklist for MCAS Cherry Point
- Update DEERS and your page-2 / dependency status before BAH starts at the new MHA (NC177).
- Look up your exact BAH for rank and dependents on the DTMO BAH lookup (ZIP 28533).
- Off-base 2-bedroom HUD FMR in Craven County is $1,184/mo. On-base housing is separate.
- Get a NC driver license within 60 days and title the car within 60 days. See North Carolina.
- Confirm reporting instructions on the official MCAS Cherry Point site.
PCS from MCAS Cherry Point
Only installations that share a tenant service with MCAS Cherry Point.
Cherry Point → LejeuneMCAS Cherry Point to Camp LejeuneCherry Point → PendletonMCAS Cherry Point to Camp PendletonCherry Point → JBMHHMCAS Cherry Point to Joint Base Myer-Henderson HallCherry Point → 29 PalmsMCAS Cherry Point to MCAGCC Twentynine PalmsCherry Point → MCAS BeaufortMCAS Cherry Point to MCAS BeaufortCherry Point → MiramarMCAS Cherry Point to MCAS MiramarCherry Point → YumaMCAS Cherry Point to MCAS YumaCherry Point → MCB HawaiiMCAS Cherry Point to MCB HawaiiCherry Point → QuanticoMCAS Cherry Point to MCB QuanticoCherry Point → Parris IslandMCAS Cherry Point to MCRD Parris IslandCherry Point → MCRD San DiegoMCAS Cherry Point to MCRD San Diego
PCS to MCAS Cherry Point
Lejeune → Cherry PointCamp Lejeune to MCAS Cherry PointPendleton → Cherry PointCamp Pendleton to MCAS Cherry PointJBMHH → Cherry PointJoint Base Myer-Henderson Hall to MCAS Cherry Point29 Palms → Cherry PointMCAGCC Twentynine Palms to MCAS Cherry PointMCAS Beaufort → Cherry PointMCAS Beaufort to MCAS Cherry PointMiramar → Cherry PointMCAS Miramar to MCAS Cherry PointYuma → Cherry PointMCAS Yuma to MCAS Cherry PointMCB Hawaii → Cherry PointMCB Hawaii to MCAS Cherry PointQuantico → Cherry PointMCB Quantico to MCAS Cherry PointParris Island → Cherry PointMCRD Parris Island to MCAS Cherry PointMCRD San Diego → Cherry PointMCRD San Diego to MCAS Cherry Point
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for MCAS Cherry Point (NC177). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Craven County $1,184.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 28532 (Havelock) $1,340 / $1,800.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Havelock city, North Carolina ($207,700, $1,280/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — New Bern (NWS) (USW00013781).
- Host-state wage tax. Statewide listed rates for North Carolina from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for North Carolina. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for North Carolina. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. North Carolina motor-vehicle agency (license 60 days, title 60 days; title tax 3.00%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for North Carolina. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for North Carolina. Backdrop for off-base purchase prices; on-base housing and BAH are separate.