Army · Killeen, TX

Fort Hood: BAH and housing

Fort Hood is an Army post in Killeen, Texas (formerly Fort Cavazos). An E-5 with dependents receives $1,695 a month in BAH here (tied for 87th-highest of 119 among the bases we track), $25 less than the $1,720 HUD fair-market rent for a 3-bedroom in ZIP 76540. Killeen is a mid-range market among the bases we cover (79th-highest of 114): the median home is worth $215,400 and the median rent is $1,208. Texas does not tax wage income, which can matter for a working spouse; see all bases in no-income-tax states.

Data: DTMO 2026 BAH for MHA TX286, HUD rents for ZIP 76540, Census ACS for Killeen city, NOAA normals at Gatesville, TX. Jump to sources · Methodology

What is my BAH (Basic Allowance for Housing) at Fort Hood?

This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.

Pay grade

Dependents

$1,530/mo

Monthly BAH at E-5 pay grade without dependents.

Fort Hood: $1,530

Typical 2-bedroom rent nearby: $1,240/mo
BAH vs that rent: $290/mo left over

Key facts for living at Fort Hood

Key facts for living at Fort Hood
Host state	Texas
State income tax	None on wages (bases in no-income-tax states)
Top state income-tax rate	0.0%
Average sales tax (state + local)	8.20%
Average property tax (real estate)	1.40%
Personal property tax (vehicles)	No
Median home value	$304,099
Military housing area	TX286 — FORT HOOD, TX
Climate (annual high / low)	78° / 55°F
Annual precipitation	37.0 in
Official site	Fort Hood

More about living in Texas

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PCS checklist for Fort Hood

Update DEERS and your page-2 / dependency status before BAH starts at the new MHA (TX286).
Look up your exact BAH for rank and dependents on the DTMO BAH lookup (ZIP 76544).
Off-base 2-bedroom HUD FMR in Bell County is $1,233/mo. On-base housing is separate.
Get a TX driver license within 90 days and title the car within 30 days. See Texas.
Confirm reporting instructions on the official Fort Hood site.

How Fort Hood compares

E-5 with-dependents BAH is higher at Fort Hamilton ($5,070 vs $1,695).

Use the picker above for any other compatible installation. Published PCS pages that include Fort Hood are listed here.

Bragg → HoodFort Bragg to Fort Hood Hood → BlissFort Hood to Fort Bliss JBSA → HoodJoint Base San Antonio to Fort Hood

Sources

Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.

BAH (with and without dependents). DTMO CY2026 BAH tables for Fort Hood (TX286). Confirm current rates on the DTMO BAH lookup.
2-bedroom Fair Market Rent. HUD FY2026 FMR — Bell County $1,233.
Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 76540 (Killeen) $1,240 / $1,720.
Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Killeen city, Texas ($215,400, $1,208/mo). Owner-reported values, not transaction prices.
Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Gatesville, TX (USC00413485).
Host-state wage tax. Statewide listed rates for Texas from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Texas. Used as an off-base shopping stand-in; city and county add-ons vary.
Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Texas. On-base housing is not in this figure.
Vehicle title tax and new-resident clocks. Texas motor-vehicle agency (license 90 days, title 30 days; title tax 6.25%). These are host-state motor-vehicle rules, not BAH.
Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Texas. This is a statewide car-tax flag, not real-estate tax and not BAH.
Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Texas. Backdrop for off-base purchase prices; on-base housing and BAH are separate.

Data last updated: September 2026. How the data is compiled