Home / Rankings / Homeownership rate by state
Rankings · Housing
Homeownership rate by state
The share of occupied housing units lived in by their owners, a broad gauge of how many households own rather than rent.
Data vintage: American Community Survey 2024 1-year estimates (table B25003), compared with 2023; 2025 1-year estimates had not been released when this page was built. Last checked 2026-10-27 by The CompareTheData team.
Data: Census Bureau ACS 2024 1-year (B25003). Jump to sources · Methodology
Key takeaways
- 65.3% of U.S. occupied homes were owner-occupied in 2024 (65.2% in 2023).
- Highest: West Virginia (75.5%), Delaware (73.8%) and Michigan (73.5%).
- Lowest: District of Columbia (40.9%), New York (54.3%) and California (55.8%).
- Rates are lowest in dense, high-cost places and highest in older, more rural states.
Homeownership rate by state chart
Homeownership rate, all states ranked
Click a column heading to sort. Download this table (CSV).
| Rank | State | Homeownership rate 2024 | Homeownership rate 2023 | Change |
|---|---|---|---|---|
| 1 | West Virginia | 75.5% | 73.5% | +2.0 pts |
| 2 | Delaware | 73.8% | 73.6% | +0.2 pts |
| 3 | Michigan | 73.5% | 73.7% | −0.2 pts |
| 4 | Maine | 73.3% | 74.4% | −1.1 pts |
| 5 | Vermont | 73.2% | 73.2% | +0.0 pts |
| 6 | New Hampshire | 72.6% | 72.4% | +0.2 pts |
| 7 | South Carolina | 72.3% | 72.4% | −0.1 pts |
| 8 | Idaho | 71.7% | 72.5% | −0.8 pts |
| 9 | Wyoming | 71.7% | 71.2% | +0.5 pts |
| 10 | Minnesota | 71.6% | 72.0% | −0.4 pts |
| 11 | Iowa | 71.3% | 71.8% | −0.5 pts |
| 12 | New Mexico | 71.1% | 69.3% | +1.8 pts |
| 13 | Alabama | 71.0% | 70.1% | +0.9 pts |
| 14 | Indiana | 70.7% | 70.4% | +0.3 pts |
| 15 | Mississippi | 70.5% | 71.1% | −0.6 pts |
| 16 | Utah | 69.6% | 70.1% | −0.5 pts |
| 17 | Pennsylvania | 69.3% | 69.5% | −0.2 pts |
| 18 | Missouri | 68.6% | 68.8% | −0.2 pts |
| 19 | Montana | 68.6% | 69.2% | −0.6 pts |
| 20 | South Dakota | 68.3% | 69.4% | −1.1 pts |
| 21 | Kansas | 68.1% | 66.7% | +1.4 pts |
| 22 | Kentucky | 68.1% | 68.8% | −0.7 pts |
| 23 | Louisiana | 68.1% | 68.1% | +0.0 pts |
| 24 | Florida | 68.0% | 68.1% | −0.1 pts |
| 25 | Ohio | 68.0% | 67.1% | +0.9 pts |
| 26 | Wisconsin | 68.0% | 67.9% | +0.1 pts |
| 27 | Arizona | 67.8% | 67.7% | +0.1 pts |
| 28 | Maryland | 67.8% | 67.9% | −0.1 pts |
| 29 | Illinois | 67.6% | 67.4% | +0.2 pts |
| 30 | Arkansas | 67.1% | 66.2% | +0.9 pts |
| 31 | Virginia | 67.1% | 67.8% | −0.7 pts |
| 32 | North Carolina | 66.8% | 66.3% | +0.5 pts |
| 33 | Tennessee | 66.8% | 67.3% | −0.5 pts |
| 34 | Connecticut | 66.7% | 65.7% | +1.0 pts |
| 35 | Nebraska | 66.7% | 66.3% | +0.4 pts |
| 36 | Alaska | 66.5% | 66.3% | +0.2 pts |
| 37 | Georgia | 66.3% | 66.1% | +0.2 pts |
| 38 | Colorado | 65.9% | 65.7% | +0.2 pts |
| 39 | Oklahoma | 65.7% | 65.1% | +0.6 pts |
| 40 | New Jersey | 63.9% | 63.7% | +0.2 pts |
| 41 | Rhode Island | 63.5% | 64.0% | −0.5 pts |
| 42 | Oregon | 63.1% | 63.4% | −0.3 pts |
| 43 | Washington | 62.9% | 63.7% | −0.8 pts |
| 44 | Massachusetts | 62.4% | 62.3% | +0.1 pts |
| 45 | Texas | 62.3% | 62.6% | −0.3 pts |
| 46 | Hawaii | 61.6% | 62.4% | −0.8 pts |
| 47 | North Dakota | 61.2% | 63.7% | −2.5 pts |
| 48 | Nevada | 60.1% | 60.4% | −0.3 pts |
| 49 | California | 55.8% | 55.9% | −0.1 pts |
| 50 | New York | 54.3% | 54.1% | +0.2 pts |
| 51 | District of Columbia | 40.9% | 39.1% | +1.8 pts |
What changed from 2023 to 2024
The U.S. figure moved from 65.2% in 2023 to 65.3% in 2024. 24 jurisdictions rose and 25 fell. Largest increases: West Virginia (+2.0 pts), New Mexico (+1.8 pts) and the District of Columbia (+1.8 pts). Largest decreases: North Dakota (−2.5 pts), Maine (−1.1 pts) and South Dakota (−1.1 pts). Changes for small states are often within the survey's margin of error, so treat a move of one or two ranks as noise.
How to read these numbers
- Computed as owner-occupied units divided by all occupied units in table B25003.
- ACS figures are survey estimates with sampling error. Neighboring ranks are often statistically tied.
- The ACS counts people where they usually live, including the household population only for some measures.
Common questions
Which state has the highest homeownership rate?
West Virginia (75.5%).
Which state has the lowest homeownership rate?
New York (54.3%). The District of Columbia, which is not a state, is lower still.
What is the US homeownership rate?
65.3% in the 2024 ACS. The Census Bureau's quarterly Housing Vacancy Survey reports a slightly different figure.
Sources
Figures computed by CompareTheData.com from the official files below; the raw downloads are archived with the build. Where D.C. is included it is ranked alongside the states.
- U.S. Census Bureau, American Community Survey 1-year estimates, 2024 and 2023 (summary file table B25003). 2024 1-year release, September 2025.