Compare military bases / Naval Submarine Base New London → Naval Station Norfolk
New London → Norfolk
Compare Naval Submarine Base New London and Naval Station Norfolk
Will my BAH (Basic Allowance for Housing) go up or down if I move from Naval Submarine Base New London to Naval Station Norfolk?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- Naval Submarine Base New London
- $2,148
- Naval Station Norfolk
- $1,908
- Lower BAH at Naval Station Norfolk
BAH vs typical 2-bedroom rent nearby.
- Naval Submarine Base New London
- $168/mo left over
- Naval Station Norfolk
- $258/mo left over
Housing just outside the gate: Groton vs Norfolk
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| Naval Submarine Base New London Groton 06340 | Naval Station Norfolk Norfolk 23505 | |
|---|---|---|
| Median home value (city) | $306,600 | $289,900 |
| Median gross rent (city) | $1,250/mo | $1,321 |
| HUD ZIP 2-BR rent | $1,980/mo | $1,650 |
| HUD ZIP 3-BR rent | $2,550/mo | $2,290 |
| HUD metro 2-BR rent (wider area) | $1,866/mo | $1,713 |
| E-5 without dependents minus 2-BR | +$168/mo | +$258/mo |
| E-5 with dependents minus 3-BR | +$30/mo | +$140/mo |
E-5 without dependents vs a HUD 2-bedroom is +$168/mo at Naval Submarine Base New London vs +$258/mo at Naval Station Norfolk. E-5 with dependents vs a 3-bedroom is +$30/mo vs +$140/mo.
Host-state comparison: Connecticut vs. Virginia
| Connecticut | Virginia | |
|---|---|---|
| Sales tax | 6.35% | 5.77% |
| Property tax | 1.54% | 0.78% |
| Personal property tax | Yes — 2.07% effective | Yes — 3.97% effective |
| Top state income tax | 6.99% | 5.75% |
| Median home value | $444,038 | $416,963 |
| Branch | Navy | Navy |
| HUD 2-BR FMR | $1,866 | $1,713 |
| Climate high/low | 59° / 44°F | 70° / 53°F |
| Annual precip | 39.3 in | 49.2 in |
| Nearby city | Groton | Norfolk |
| Host state | Connecticut | Virginia |
Click here for the full state comparison: Connecticut → Virginia
PCS checklist for Naval Station Norfolk
- Update DEERS. BAH at Naval Station Norfolk uses MHA VA298 (ZIP 23511).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near Naval Station Norfolk is $1,713/mo. On-base housing is separate.
- New Virginia residents typically have 60 days for a license and 30 days to title a car.
- Reporting: Naval Station Norfolk.
Biggest differences
- E-5 with-dependents BAH is lower at Naval Station Norfolk ($2,430 vs $2,580).
- Median owner-occupied home value in the off-base city is $289,900 in Norfolk vs $306,600 in Groton (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $1,650 in 23505 vs $1,980 in 06340.
- Host-state wage tax is Top listed rate 6.99% in Connecticut vs Top listed rate 5.75% in Virginia (military pay usually follows legal residence, not the duty station).
- Combined sales tax averages 5.77% in Virginia vs 6.35% in Connecticut.
Common questions
Does BAH go down from Naval Submarine Base New London to Naval Station Norfolk?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $2,580 vs $2,430; without dependents: $2,148 vs $1,908.
What is local rent like near Naval Station Norfolk?
HUD FY2026 Small Area FMR for ZIP 23505 (Norfolk) is $1,650/mo for a 2-bedroom and $2,290/mo for a 3-bedroom. The wider metro 2-BR FMR is $1,713/mo.
Will BAH cover off-base rent if I PCS from Naval Submarine Base New London to Naval Station Norfolk?
E-5 without dependents minus a HUD 2-bedroom is +$168/mo at Naval Submarine Base New London vs +$258/mo at Naval Station Norfolk. E-5 with dependents minus a 3-bedroom is +$30/mo vs +$140/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
Does my state income tax change if I PCS from Naval Submarine Base New London to Naval Station Norfolk?
Usually not just because the duty station changes. Military pay generally follows legal residence under the Servicemembers Civil Relief Act; spouses may have similar protection. Connecticut: Top listed rate 6.99%. Virginia: Top listed rate 5.75%. BAH is not taxed. Sales tax and titling a car follow the state you live in.
How long do I have for a license and car title if I PCS to Naval Station Norfolk?
New Virginia residents typically have 60 days for a license and 30 days to title a car (30 and 60 days in Connecticut).
How does sales tax near Naval Station Norfolk compare with Naval Submarine Base New London?
Combined sales tax averages 5.77% in Virginia vs 6.35% in Connecticut. This follows where you live, not legal residence for military pay.
How different is the climate from Naval Submarine Base New London to Naval Station Norfolk?
Annual normals at Groton-New London (NWS) are 59° / 44°F and 39.3 in of precipitation vs 70° / 53°F and 49.2 in at Norfolk Intl (NWS) (NOAA 1991–2020).
Related PCS
Naval Station Norfolk → Naval Submarine Base New London · Naval Station Norfolk → Naval Base San Diego · Naval Station Norfolk → Joint Base Pearl Harbor-Hickam
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for Naval Submarine Base New London (CT049); Naval Station Norfolk (VA298). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Southeastern Connecticut Planning Region $1,866; Norfolk city $1,713.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 06340 (Groton) $1,980 / $2,550; 23505 (Norfolk) $1,650 / $2,290.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Groton city, Connecticut ($306,600, $1,250/mo) and Norfolk city, Virginia ($289,900, $1,321/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Groton-New London (NWS) (USW00014707); Norfolk Intl (NWS) (USW00013737).
- Host-state wage tax. Statewide listed rates for Connecticut and Virginia from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Connecticut and Virginia. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Connecticut and Virginia. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. Connecticut motor-vehicle agency (license 30 days, title 60 days; title tax 6.35%); Virginia motor-vehicle agency (license 60 days, title 30 days; title tax 5.30%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Connecticut and Virginia. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Connecticut and Virginia. Backdrop for off-base purchase prices; on-base housing and BAH are separate.