Compare military bases / Naval Base San Diego → Naval Base Ventura County
NBSD → NBVC
Compare Naval Base San Diego and Naval Base Ventura County
Will my BAH (Basic Allowance for Housing) go up or down if I move from Naval Base San Diego to Naval Base Ventura County?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- Naval Base San Diego
- $3,147
- Naval Base Ventura County
- $3,018
- Lower BAH at Naval Base Ventura County
BAH vs typical 2-bedroom rent nearby.
- Naval Base San Diego
- $727/mo left over
- Naval Base Ventura County
- $788/mo left over
Housing just outside the gate: San Diego vs Oxnard
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| Naval Base San Diego San Diego 92113 | Naval Base Ventura County Oxnard 93033 | |
|---|---|---|
| Median home value (city) | $906,700 | $652,700 |
| Median gross rent (city) | $2,313/mo | $2,032 |
| HUD ZIP 2-BR rent | $2,420/mo | $2,230 |
| HUD ZIP 3-BR rent | $3,220/mo | $3,020 |
| HUD metro 2-BR rent (wider area) | $3,001/mo | $2,693 |
| E-5 without dependents minus 2-BR | +$727/mo | +$788/mo |
| E-5 with dependents minus 3-BR | +$755/mo | +$517/mo |
E-5 without dependents vs a HUD 2-bedroom is +$727/mo at Naval Base San Diego vs +$788/mo at Naval Base Ventura County. E-5 with dependents vs a 3-bedroom is +$755/mo vs +$517/mo.
PCS checklist for Naval Base Ventura County
- Update DEERS. BAH at Naval Base Ventura County uses MHA CA025 (ZIP 93042).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near Naval Base Ventura County is $2,693/mo. On-base housing is separate.
- New California residents typically have 10 days for a license and 20 days to title a car.
- Reporting: Naval Base Ventura County.
Biggest differences
- E-5 with-dependents BAH is lower at Naval Base Ventura County ($3,537 vs $3,975).
- Median owner-occupied home value in the off-base city is $652,700 in Oxnard vs $906,700 in San Diego (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $2,230 in 93033 vs $2,420 in 92113.
Common questions
Does BAH go down from Naval Base San Diego to Naval Base Ventura County?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $3,975 vs $3,537; without dependents: $3,147 vs $3,018.
What is local rent like near Naval Base Ventura County?
HUD FY2026 Small Area FMR for ZIP 93033 (Oxnard) is $2,230/mo for a 2-bedroom and $3,020/mo for a 3-bedroom. The wider metro 2-BR FMR is $2,693/mo.
Will BAH cover off-base rent if I PCS from Naval Base San Diego to Naval Base Ventura County?
E-5 without dependents minus a HUD 2-bedroom is +$727/mo at Naval Base San Diego vs +$788/mo at Naval Base Ventura County. E-5 with dependents minus a 3-bedroom is +$755/mo vs +$517/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
What do homes cost in San Diego vs Oxnard?
Census ACS 5-year (2020–2024) median value of owner-occupied homes is $906,700 in San Diego city, California vs $652,700 in Oxnard city, California. Median gross rent in those cities is $2,313 vs $2,032. These are city medians (owners’ reported values), not last month’s sale prices.
Related PCS
Naval Base Ventura County → Naval Base San Diego · Naval Station Norfolk → Naval Base San Diego
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for Naval Base San Diego (CA038); Naval Base Ventura County (CA025). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — San Diego County $3,001; Ventura County $2,693.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 92113 (San Diego) $2,420 / $3,220; 93033 (Oxnard) $2,230 / $3,020.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for San Diego city, California ($906,700, $2,313/mo) and Oxnard city, California ($652,700, $2,032/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — San Diego Intl (NWS) (USW00023188); Oxnard (NWS) (USW00023136).
- Host-state wage tax. Statewide listed rates for California from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for California. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for California. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. California motor-vehicle agency (license 10 days, title 20 days; title tax 7.25%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for California. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for California. Backdrop for off-base purchase prices; on-base housing and BAH are separate.