Compare military bases / Naval Base Kitsap → NAS Whidbey Island
Kitsap → Whidbey
Compare Naval Base Kitsap and NAS Whidbey Island
Will my BAH (Basic Allowance for Housing) go up or down if I move from Naval Base Kitsap to NAS Whidbey Island?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- Naval Base Kitsap
- $2,091
- NAS Whidbey Island
- $1,905
- Lower BAH at NAS Whidbey Island
BAH vs typical 2-bedroom rent nearby.
- Naval Base Kitsap
- $231/mo left over
- NAS Whidbey Island
- $285/mo left over
Housing just outside the gate: Bremerton vs Oak Harbor
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| Naval Base Kitsap Bremerton 98337 | NAS Whidbey Island Oak Harbor 98277 | |
|---|---|---|
| Median home value (city) | $439,400 | $461,200 |
| Median gross rent (city) | $1,641/mo | $1,645 |
| HUD ZIP 2-BR rent | $1,860/mo | $1,620 |
| HUD ZIP 3-BR rent | $2,420/mo | $2,250 |
| HUD metro 2-BR rent (wider area) | $2,031/mo | $1,671 |
| E-5 without dependents minus 2-BR | +$231/mo | +$285/mo |
| E-5 with dependents minus 3-BR | −$56/mo | −$177/mo |
E-5 without dependents vs a HUD 2-bedroom is +$231/mo at Naval Base Kitsap vs +$285/mo at NAS Whidbey Island. E-5 with dependents vs a 3-bedroom is −$56/mo vs −$177/mo.
PCS checklist for NAS Whidbey Island
- Update DEERS. BAH at NAS Whidbey Island uses MHA WA312 (ZIP 98278).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near NAS Whidbey Island is $1,671/mo. On-base housing is separate.
- New Washington residents typically have 30 days for a license and 30 days to title a car.
- Reporting: NAS Whidbey Island.
Biggest differences
- E-5 with-dependents BAH is lower at NAS Whidbey Island ($2,073 vs $2,364).
- Median owner-occupied home value in the off-base city is $461,200 in Oak Harbor vs $439,400 in Bremerton (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $1,620 in 98277 vs $1,860 in 98337.
Common questions
Does BAH go down from Naval Base Kitsap to NAS Whidbey Island?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $2,364 vs $2,073; without dependents: $2,091 vs $1,905.
What is local rent like near NAS Whidbey Island?
HUD FY2026 Small Area FMR for ZIP 98277 (Oak Harbor) is $1,620/mo for a 2-bedroom and $2,250/mo for a 3-bedroom. The wider metro 2-BR FMR is $1,671/mo.
Will BAH cover off-base rent if I PCS from Naval Base Kitsap to NAS Whidbey Island?
E-5 without dependents minus a HUD 2-bedroom is +$231/mo at Naval Base Kitsap vs +$285/mo at NAS Whidbey Island. E-5 with dependents minus a 3-bedroom is −$56/mo vs −$177/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
How different is the climate from Naval Base Kitsap to NAS Whidbey Island?
Annual normals at Seattle-Tacoma Intl (NWS) are 61° / 46°F and 39.3 in of precipitation vs 59° / 45°F and 19.9 in at Whidbey Island NAS (NWS) (NOAA 1991–2020).
Related PCS
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for Naval Base Kitsap (WA306); NAS Whidbey Island (WA312). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Kitsap County $2,031; Island County $1,671.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 98337 (Bremerton) $1,860 / $2,420; 98277 (Oak Harbor) $1,620 / $2,250.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Bremerton city, Washington ($439,400, $1,641/mo) and Oak Harbor city, Washington ($461,200, $1,645/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Seattle-Tacoma Intl (NWS) (USW00024233); Whidbey Island NAS (NWS) (USW00024255).
- Host-state wage tax. Statewide listed rates for Washington from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Washington. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Washington. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. Washington motor-vehicle agency (license 30 days, title 30 days; title tax 6.50%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Washington. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Washington. Backdrop for off-base purchase prices; on-base housing and BAH are separate.