Compare military bases / NAS Key West → Naval Base Ventura County
Key West → NBVC
Compare NAS Key West and Naval Base Ventura County
Will my BAH (Basic Allowance for Housing) go up or down if I move from NAS Key West to Naval Base Ventura County?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- NAS Key West
- $3,459
- Naval Base Ventura County
- $3,018
- Lower BAH at Naval Base Ventura County
BAH minus HUD 2-bedroom rent for the ZIP nearest each base.
- NAS Key West
- +$959/mo
- Naval Base Ventura County
- +$788/mo
Housing just outside the gate: Key West vs Oxnard
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| NAS Key West Key West 33041 | Naval Base Ventura County Oxnard 93033 | |
|---|---|---|
| Median home value (city) | $852,400 | $652,700 |
| Median gross rent (city) | $2,220/mo | $2,032 |
| HUD ZIP 2-BR rent | $2,500/mo | $2,230 |
| HUD ZIP 3-BR rent | $3,300/mo | $3,020 |
| HUD metro 2-BR rent (wider area) | $2,504/mo | $2,693 |
| E-5 without dependents minus 2-BR | +$959/mo | +$788/mo |
| E-5 with dependents minus 3-BR | +$669/mo | +$517/mo |
E-5 without dependents vs a HUD 2-bedroom is +$959/mo at NAS Key West vs +$788/mo at Naval Base Ventura County. E-5 with dependents vs a 3-bedroom is +$669/mo vs +$517/mo.
Host-state comparison: Florida vs. California
| Florida | California | |
|---|---|---|
| Sales tax | 6.98% | 8.99% |
| Property tax | 0.78% | 0.70% |
| Personal property tax | No | Yes — 0.65% effective |
| Top state income tax | 0.0% | 13.3% |
| Median home value | $378,667 | $778,217 |
| Branch | Navy | Navy |
| HUD 2-BR FMR | $2,504 | $2,693 |
| Climate high/low | 84° / 74°F | 73° / 52°F |
| Annual precip | 40.4 in | 12.0 in |
| Nearby city | Key West | Oxnard |
| Host state | Florida | California |
Click here for the full state comparison: Florida → California
PCS checklist for Naval Base Ventura County
- Update DEERS. BAH at Naval Base Ventura County uses MHA CA025 (ZIP 93042).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near Naval Base Ventura County is $2,693/mo. On-base housing is separate.
- New California residents typically have 10 days for a license and 20 days to title a car.
- Reporting: Naval Base Ventura County.
Biggest differences
- E-5 with-dependents BAH is lower at Naval Base Ventura County ($3,537 vs $3,969).
- Median owner-occupied home value in the off-base city is $652,700 in Oxnard vs $852,400 in Key West (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $2,230 in 93033 vs $2,500 in 33041.
- Host-state wage tax is No personal income tax in Florida vs 1%–12.3%, plus 1% over $1M (13.3% top) in California (military pay usually follows legal residence, not the duty station).
- Combined sales tax averages 8.99% in California vs 6.98% in Florida.
Common questions
Can I PCS from NAS Key West to Naval Base Ventura County?
This pair is listed because the installations share a tenant service (Navy). Your actual orders depend on your MOS/AFSC/rating and the gaining unit.
How does BAH change from NAS Key West to Naval Base Ventura County?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $3,969 vs $3,537; without dependents: $3,459 vs $3,018.
What is local rent like near Naval Base Ventura County?
HUD FY2026 Small Area FMR for ZIP 93033 (Oxnard) is $2,230/mo for a 2-bedroom and $3,020/mo for a 3-bedroom. The wider metro 2-BR FMR is $2,693/mo.
What do homes cost in Key West vs Oxnard?
Census ACS 5-year (2020–2024) median value of owner-occupied homes is $852,400 in Key West city, Florida vs $652,700 in Oxnard city, California. Median gross rent in those cities is $2,220 vs $2,032. These are city medians (owners’ reported values), not last month’s sale prices.
Will BAH cover off-base rent if I PCS from NAS Key West to Naval Base Ventura County?
E-5 without dependents minus a HUD 2-bedroom is +$959/mo at NAS Key West vs +$788/mo at Naval Base Ventura County. E-5 with dependents minus a 3-bedroom is +$669/mo vs +$517/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
Does my state income tax change if I PCS from NAS Key West to Naval Base Ventura County?
Usually not just because the duty station changes. Military pay generally follows legal residence under the Servicemembers Civil Relief Act; spouses may have similar protection. Florida: No personal income tax. California: 1%–12.3%, plus 1% over $1M (13.3% top). BAH is not taxed. Sales tax and titling a car follow the state you live in.
Related PCS
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates in the snapshot above BAH are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for NAS Key West (FL069); Naval Base Ventura County (CA025). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Monroe County $2,504; Ventura County $2,693.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 33041 (Key West) $2,500 / $3,300; 93033 (Oxnard) $2,230 / $3,020.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Key West city, Florida ($852,400, $2,220/mo) and Oxnard city, California ($652,700, $2,032/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Key West Intl (NWS) (USW00012836); Oxnard (NWS) (USW00023136).
- Host-state wage tax. Statewide listed rates for Florida and California from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Florida and California. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Florida and California. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. Florida motor-vehicle agency (license 30 days, title 30 days; title tax 6.00%); California motor-vehicle agency (license 10 days, title 20 days; title tax 7.25%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Florida and California. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Florida and California. Backdrop for off-base purchase prices; on-base housing and BAH are separate.