Compare military bases / Joint Base Pearl Harbor-Hickam → Naval Submarine Base New London
JBPHH → New London
Compare Joint Base Pearl Harbor-Hickam and Naval Submarine Base New London
Will my BAH (Basic Allowance for Housing) go up or down if I move from Joint Base Pearl Harbor-Hickam to Naval Submarine Base New London?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- Joint Base Pearl Harbor-Hickam
- $2,856
- Naval Submarine Base New London
- $2,148
- Lower BAH at Naval Submarine Base New London
BAH vs typical 2-bedroom rent nearby.
- Joint Base Pearl Harbor-Hickam
- $554/mo short
- Naval Submarine Base New London
- $168/mo left over
Housing just outside the gate: Urban Honolulu vs Groton
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| Joint Base Pearl Harbor-Hickam Urban Honolulu 96818 | Naval Submarine Base New London Groton 06340 | |
|---|---|---|
| Median home value (city) | $843,400 | $306,600 |
| Median gross rent (city) | $1,823/mo | $1,250 |
| HUD ZIP 2-BR rent | $3,410/mo | $1,980 |
| HUD ZIP 3-BR rent | $4,740/mo | $2,550 |
| HUD metro 2-BR rent (wider area) | $2,642/mo | $1,866 |
| E-5 without dependents minus 2-BR | −$554/mo | +$168/mo |
| E-5 with dependents minus 3-BR | −$1,077/mo | +$30/mo |
E-5 without dependents vs a HUD 2-bedroom is −$554/mo at Joint Base Pearl Harbor-Hickam vs +$168/mo at Naval Submarine Base New London. E-5 with dependents vs a 3-bedroom is −$1,077/mo vs +$30/mo.
Host-state comparison: Hawaii vs. Connecticut
| Hawaii | Connecticut | |
|---|---|---|
| Sales tax | 4.50% | 6.35% |
| Property tax | 0.29% | 1.54% |
| Personal property tax | No | Yes — 2.07% effective |
| Top state income tax | 11.0% | 6.99% |
| Median home value | $834,025 | $444,038 |
| Branch | Joint | Navy |
| HUD 2-BR FMR | $2,642 | $1,866 |
| Climate high/low | 85° / 72°F | 59° / 44°F |
| Annual precip | 16.4 in | 39.3 in |
| Nearby city | Honolulu | Groton |
| Host state | Hawaii | Connecticut |
Click here for the full state comparison: Hawaii → Connecticut
PCS checklist for Naval Submarine Base New London
- Update DEERS. BAH at Naval Submarine Base New London uses MHA CT049 (ZIP 06349).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near Naval Submarine Base New London is $1,866/mo. On-base housing is separate.
- New Connecticut residents typically have 30 days for a license and 60 days to title a car.
- Reporting: Naval Submarine Base New London.
Biggest differences
- E-5 with-dependents BAH is lower at Naval Submarine Base New London ($2,580 vs $3,663).
- Median owner-occupied home value in the off-base city is $306,600 in Groton vs $843,400 in Urban Honolulu (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $1,980 in 06340 vs $3,410 in 96818.
- Joint Base Pearl Harbor-Hickam is labeled Joint; Naval Submarine Base New London is Navy. The pair is valid because of shared tenants.
- Host-state wage tax is Top listed rate 11.0% in Hawaii vs Top listed rate 6.99% in Connecticut (military pay usually follows legal residence, not the duty station).
- Combined sales tax averages 6.35% in Connecticut vs 4.5% in Hawaii.
Common questions
Does BAH go down from Joint Base Pearl Harbor-Hickam to Naval Submarine Base New London?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $3,663 vs $2,580; without dependents: $2,856 vs $2,148.
What is local rent like near Naval Submarine Base New London?
HUD FY2026 Small Area FMR for ZIP 06340 (Groton) is $1,980/mo for a 2-bedroom and $2,550/mo for a 3-bedroom. The wider metro 2-BR FMR is $1,866/mo.
Will BAH cover off-base rent if I PCS from Joint Base Pearl Harbor-Hickam to Naval Submarine Base New London?
E-5 without dependents minus a HUD 2-bedroom is −$554/mo at Joint Base Pearl Harbor-Hickam vs +$168/mo at Naval Submarine Base New London. E-5 with dependents minus a 3-bedroom is −$1,077/mo vs +$30/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
Does my state income tax change if I PCS from Joint Base Pearl Harbor-Hickam to Naval Submarine Base New London?
Usually not just because the duty station changes. Military pay generally follows legal residence under the Servicemembers Civil Relief Act; spouses may have similar protection. Hawaii: Top listed rate 11.0%. Connecticut: Top listed rate 6.99%. BAH is not taxed. Sales tax and titling a car follow the state you live in.
Can I PCS from Joint Base Pearl Harbor-Hickam to Naval Submarine Base New London?
This pair is listed because the installations share a tenant service (Navy). Your actual orders depend on your MOS/AFSC/rating and the gaining unit.
How does sales tax near Naval Submarine Base New London compare with Joint Base Pearl Harbor-Hickam?
Combined sales tax averages 6.35% in Connecticut vs 4.5% in Hawaii. This follows where you live, not legal residence for military pay.
How different is the climate from Joint Base Pearl Harbor-Hickam to Naval Submarine Base New London?
Annual normals at Honolulu Intl (NWS) are 85° / 72°F and 16.4 in of precipitation vs 59° / 44°F and 39.3 in at Groton-New London (NWS) (NOAA 1991–2020).
Related PCS
Naval Submarine Base New London → Joint Base Pearl Harbor-Hickam · Naval Station Norfolk → Joint Base Pearl Harbor-Hickam
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for Joint Base Pearl Harbor-Hickam (HI408); Naval Submarine Base New London (CT049). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Honolulu County $2,642; Southeastern Connecticut Planning Region $1,866.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 96818 (Urban Honolulu) $3,410 / $4,740; 06340 (Groton) $1,980 / $2,550.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Urban Honolulu CDP, Hawaii ($843,400, $1,823/mo) and Groton city, Connecticut ($306,600, $1,250/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Honolulu Intl (NWS) (USW00022521); Groton-New London (NWS) (USW00014707).
- Host-state wage tax. Statewide listed rates for Hawaii and Connecticut from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Hawaii and Connecticut. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Hawaii and Connecticut. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. Hawaii motor-vehicle agency (license 30 days, title 30 days; title tax 4.00%); Connecticut motor-vehicle agency (license 30 days, title 60 days; title tax 6.35%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Hawaii and Connecticut. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Hawaii and Connecticut. Backdrop for off-base purchase prices; on-base housing and BAH are separate.