Compare military bases / Joint Base Lewis-McChord → Tyndall Air Force Base
JBLM → Tyndall
Compare Joint Base Lewis-McChord and Tyndall Air Force Base
Will my BAH (Basic Allowance for Housing) go up or down if I move from Joint Base Lewis-McChord to Tyndall Air Force Base?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- Joint Base Lewis-McChord
- $2,121
- Tyndall Air Force Base
- $1,863
- Lower BAH at Tyndall Air Force Base
BAH vs typical 2-bedroom rent nearby.
- Joint Base Lewis-McChord
- $261/mo left over
- Tyndall Air Force Base
- $263/mo left over
Housing just outside the gate: Tacoma vs Panama City
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| Joint Base Lewis-McChord Tacoma 98444 | Tyndall Air Force Base Panama City 32404 | |
|---|---|---|
| Median home value (city) | $479,600 | $268,900 |
| Median gross rent (city) | $1,676/mo | $1,327 |
| HUD ZIP 2-BR rent | $1,860/mo | $1,600 |
| HUD ZIP 3-BR rent | $2,600/mo | $2,060 |
| HUD metro 2-BR rent (wider area) | $1,971/mo | $1,682 |
| E-5 without dependents minus 2-BR | +$261/mo | +$263/mo |
| E-5 with dependents minus 3-BR | −$44/mo | +$103/mo |
E-5 without dependents vs a HUD 2-bedroom is +$261/mo at Joint Base Lewis-McChord vs +$263/mo at Tyndall Air Force Base. E-5 with dependents vs a 3-bedroom is −$44/mo vs +$103/mo.
Host-state comparison: Washington vs. Florida
| Washington | Florida | |
|---|---|---|
| Sales tax | 9.51% | 6.98% |
| Property tax | 0.75% | 0.78% |
| Personal property tax | No | No |
| Top state income tax | 0.0% | 0.0% |
| Median home value | $609,756 | $378,667 |
| Branch | Joint | Air Force |
| HUD 2-BR FMR | $1,971 | $1,682 |
| Climate high/low | 64° / 46°F | 80° / 57°F |
| Annual precip | 36.9 in | 58.8 in |
| Nearby city | Tacoma | Panama City |
| Host state | Washington | Florida |
Click here for the full state comparison: Washington → Florida
PCS checklist for Tyndall Air Force Base
- Update DEERS. BAH at Tyndall Air Force Base uses MHA FL063 (ZIP 32403).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near Tyndall Air Force Base is $1,682/mo. On-base housing is separate.
- New Florida residents typically have 30 days for a license and 30 days to title a car.
- Reporting: Tyndall Air Force Base.
Biggest differences
- E-5 with-dependents BAH is lower at Tyndall Air Force Base ($2,163 vs $2,556).
- Median owner-occupied home value in the off-base city is $268,900 in Panama City vs $479,600 in Tacoma (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $1,600 in 32404 vs $1,860 in 98444.
- Joint Base Lewis-McChord is labeled Joint; Tyndall Air Force Base is Air Force. The pair is valid because of shared tenants.
- Combined sales tax averages 6.98% in Florida vs 9.51% in Washington.
Common questions
Does BAH go down from Joint Base Lewis-McChord to Tyndall Air Force Base?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $2,556 vs $2,163; without dependents: $2,121 vs $1,863.
What is local rent like near Tyndall Air Force Base?
HUD FY2026 Small Area FMR for ZIP 32404 (Panama City) is $1,600/mo for a 2-bedroom and $2,060/mo for a 3-bedroom. The wider metro 2-BR FMR is $1,682/mo.
Will BAH cover off-base rent if I PCS from Joint Base Lewis-McChord to Tyndall Air Force Base?
E-5 without dependents minus a HUD 2-bedroom is +$261/mo at Joint Base Lewis-McChord vs +$263/mo at Tyndall Air Force Base. E-5 with dependents minus a 3-bedroom is −$44/mo vs +$103/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
How does sales tax near Tyndall Air Force Base compare with Joint Base Lewis-McChord?
Combined sales tax averages 6.98% in Florida vs 9.51% in Washington. This follows where you live, not legal residence for military pay.
Can I PCS from Joint Base Lewis-McChord to Tyndall Air Force Base?
This pair is listed because the installations share a tenant service (Air Force). Your actual orders depend on your MOS/AFSC/rating and the gaining unit.
How different is the climate from Joint Base Lewis-McChord to Tyndall Air Force Base?
Annual normals at McChord Field (NWS) are 64° / 46°F and 36.9 in of precipitation vs 80° / 57°F and 58.8 in at Tallahassee Intl (NWS) (NOAA 1991–2020).
What do homes cost in Tacoma vs Panama City?
Census ACS 5-year (2020–2024) median value of owner-occupied homes is $479,600 in Tacoma city, Washington vs $268,900 in Panama City city, Florida. Median gross rent in those cities is $1,676 vs $1,327. These are city medians (owners’ reported values), not last month’s sale prices.
Related PCS
Tyndall Air Force Base → Joint Base Lewis-McChord · Joint Base Lewis-McChord → Fort Carson · Fort Bragg → Joint Base Lewis-McChord
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for Joint Base Lewis-McChord (WA311); Tyndall Air Force Base (FL063). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Pierce County $1,971; Bay County $1,682.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 98444 (Tacoma) $1,860 / $2,600; 32404 (Panama City) $1,600 / $2,060.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Tacoma city, Washington ($479,600, $1,676/mo) and Panama City city, Florida ($268,900, $1,327/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — McChord Field (NWS) (USW00024229); Tallahassee Intl (NWS) (USW00093805).
- Host-state wage tax. Statewide listed rates for Washington and Florida from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Washington and Florida. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Washington and Florida. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. Washington motor-vehicle agency (license 30 days, title 30 days; title tax 6.50%); Florida motor-vehicle agency (license 30 days, title 30 days; title tax 6.00%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Washington and Florida. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Washington and Florida. Backdrop for off-base purchase prices; on-base housing and BAH are separate.