Compare military bases / Joint Base Elmendorf-Richardson → Fort Knox
JBER → Knox
Compare Joint Base Elmendorf-Richardson and Fort Knox
Will my BAH (Basic Allowance for Housing) go up or down if I move from Joint Base Elmendorf-Richardson to Fort Knox?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- Joint Base Elmendorf-Richardson
- $2,157
- Fort Knox
- $1,443
- Lower BAH at Fort Knox
BAH minus HUD 2-bedroom rent for the ZIP nearest each base.
- Joint Base Elmendorf-Richardson
- +$387/mo
- Fort Knox
- +$383/mo
Housing just outside the gate: Anchorage vs Fort Knox
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| Joint Base Elmendorf-Richardson Anchorage 99502 | Fort Knox Fort Knox 40122 | |
|---|---|---|
| Median home value (city) | $395,900 | $-666,666,666 |
| Median gross rent (city) | $1,489/mo | $1,502 |
| HUD ZIP 2-BR rent | $1,770/mo | $1,060 |
| HUD ZIP 3-BR rent | $2,460/mo | $1,470 |
| HUD metro 2-BR rent (wider area) | $1,631/mo | $1,056 |
| E-5 without dependents minus 2-BR | +$387/mo | +$383/mo |
| E-5 with dependents minus 3-BR | +$414/mo | +$177/mo |
E-5 without dependents vs a HUD 2-bedroom is +$387/mo at Joint Base Elmendorf-Richardson vs +$383/mo at Fort Knox. E-5 with dependents vs a 3-bedroom is +$414/mo vs +$177/mo.
Host-state comparison: Alaska vs. Kentucky
| Alaska | Kentucky | |
|---|---|---|
| Sales tax | 1.82% | 6.00% |
| Property tax | 0.94% | 0.74% |
| Personal property tax | No | Yes — 1.44% effective |
| Top state income tax | 0.0% | 3.5% |
| Median home value | $391,973 | $235,735 |
| Branch | Joint | Army |
| HUD 2-BR FMR | $1,631 | $1,056 |
| Climate high/low | 44° / 31°F | 70° / 48°F |
| Annual precip | 16.4 in | 50.1 in |
| Nearby city | Anchorage | Fort Knox |
| Host state | Alaska | Kentucky |
PCS checklist for Fort Knox
- Update DEERS. BAH at Fort Knox uses MHA KY110 (ZIP 40121).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near Fort Knox is $1,056/mo. On-base housing is separate.
- New Kentucky residents typically have 30 days for a license and 15 days to title a car.
- Reporting: Fort Knox.
Biggest differences
- E-5 with-dependents BAH is lower at Fort Knox ($1,647 vs $2,874).
- Median owner-occupied home value in the off-base city is $-666,666,666 in Fort Knox vs $395,900 in Anchorage (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $1,060 in 40122 vs $1,770 in 99502.
- Joint Base Elmendorf-Richardson is labeled Joint; Fort Knox is Army. The pair is valid because of shared tenants.
- Host-state wage tax is No personal income tax in Alaska vs Top listed rate 3.5% in Kentucky (military pay usually follows legal residence, not the duty station).
- Combined sales tax averages 6% in Kentucky vs 1.82% in Alaska.
Common questions
Can I PCS from Joint Base Elmendorf-Richardson to Fort Knox?
This pair is listed because the installations share a tenant service (Army). Your actual orders depend on your MOS/AFSC/rating and the gaining unit.
How does BAH change from Joint Base Elmendorf-Richardson to Fort Knox?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $2,874 vs $1,647; without dependents: $2,157 vs $1,443.
What is local rent like near Fort Knox?
HUD FY2026 Small Area FMR for ZIP 40122 (Fort Knox) is $1,060/mo for a 2-bedroom and $1,470/mo for a 3-bedroom. The wider metro 2-BR FMR is $1,056/mo.
What do homes cost in Anchorage vs Fort Knox?
Census ACS 5-year (2020–2024) median value of owner-occupied homes is $395,900 in Anchorage municipality, Alaska vs $-666,666,666 in Fort Knox CDP, Kentucky. Median gross rent in those cities is $1,489 vs $1,502. These are city medians (owners’ reported values), not last month’s sale prices.
Will BAH cover off-base rent if I PCS from Joint Base Elmendorf-Richardson to Fort Knox?
E-5 without dependents minus a HUD 2-bedroom is +$387/mo at Joint Base Elmendorf-Richardson vs +$383/mo at Fort Knox. E-5 with dependents minus a 3-bedroom is +$414/mo vs +$177/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
Does my state income tax change if I PCS from Joint Base Elmendorf-Richardson to Fort Knox?
Usually not just because the duty station changes. Military pay generally follows legal residence under the Servicemembers Civil Relief Act; spouses may have similar protection. Alaska: No personal income tax. Kentucky: Top listed rate 3.5%. BAH is not taxed. Sales tax and titling a car follow the state you live in.
Related PCS
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates in the snapshot above BAH are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for Joint Base Elmendorf-Richardson (AK404); Fort Knox (KY110). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Anchorage Municipality $1,631; Hardin County $1,056.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 99502 (Anchorage) $1,770 / $2,460; 40122 (Fort Knox) $1,060 / $1,470.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Anchorage municipality, Alaska ($395,900, $1,489/mo) and Fort Knox CDP, Kentucky ($-666,666,666, $1,502/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Anchorage Intl (NWS) (USW00026451); Bowling Green (NWS) (USW00093808).
- Host-state wage tax. Statewide listed rates for Alaska and Kentucky from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Alaska and Kentucky. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Alaska and Kentucky. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. Alaska motor-vehicle agency (license 90 days, title 10 days; title tax 0.00%); Kentucky motor-vehicle agency (license 30 days, title 15 days; title tax 6.00%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Alaska and Kentucky. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Alaska and Kentucky. Backdrop for off-base purchase prices; on-base housing and BAH are separate.