Compare military bases / Joint Base Andrews → Naval Submarine Base New London
Andrews → New London
Compare Joint Base Andrews and Naval Submarine Base New London
Will my BAH (Basic Allowance for Housing) go up or down if I move from Joint Base Andrews to Naval Submarine Base New London?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- Joint Base Andrews
- $2,832
- Naval Submarine Base New London
- $2,148
- Lower BAH at Naval Submarine Base New London
BAH vs typical 2-bedroom rent nearby.
- Joint Base Andrews
- $238/mo short
- Naval Submarine Base New London
- $168/mo left over
Housing just outside the gate: Camp Springs vs Groton
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| Joint Base Andrews Camp Springs 20762 | Naval Submarine Base New London Groton 06340 | |
|---|---|---|
| Median home value (city) | $415,000 | $306,600 |
| Median gross rent (city) | $2,231/mo | $1,250 |
| HUD ZIP 2-BR rent | $3,070/mo | $1,980 |
| HUD ZIP 3-BR rent | $3,870/mo | $2,550 |
| HUD metro 2-BR rent (wider area) | $2,246/mo | $1,866 |
| E-5 without dependents minus 2-BR | −$238/mo | +$168/mo |
| E-5 with dependents minus 3-BR | −$738/mo | +$30/mo |
E-5 without dependents vs a HUD 2-bedroom is −$238/mo at Joint Base Andrews vs +$168/mo at Naval Submarine Base New London. E-5 with dependents vs a 3-bedroom is −$738/mo vs +$30/mo.
Host-state comparison: Maryland vs. Connecticut
| Maryland | Connecticut | |
|---|---|---|
| Sales tax | 6.00% | 6.35% |
| Property tax | 0.92% | 1.54% |
| Personal property tax | No | Yes — 2.07% effective |
| Top state income tax | 6.5% | 6.99% |
| Median home value | $434,258 | $444,038 |
| Branch | Joint | Navy |
| HUD 2-BR FMR | $2,246 | $1,866 |
| Climate high/low | 67° / 46°F | 59° / 44°F |
| Annual precip | 45.0 in | 39.3 in |
| Nearby city | Camp Springs | Groton |
| Host state | Maryland | Connecticut |
Click here for the full state comparison: Maryland → Connecticut
PCS checklist for Naval Submarine Base New London
- Update DEERS. BAH at Naval Submarine Base New London uses MHA CT049 (ZIP 06349).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near Naval Submarine Base New London is $1,866/mo. On-base housing is separate.
- New Connecticut residents typically have 30 days for a license and 60 days to title a car.
- Reporting: Naval Submarine Base New London.
Biggest differences
- E-5 with-dependents BAH is lower at Naval Submarine Base New London ($2,580 vs $3,132).
- Median owner-occupied home value in the off-base city is $306,600 in Groton vs $415,000 in Camp Springs (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $1,980 in 06340 vs $3,070 in 20762.
- Joint Base Andrews is labeled Joint; Naval Submarine Base New London is Navy. The pair is valid because of shared tenants.
- Host-state wage tax is Top listed rate 6.5% in Maryland vs Top listed rate 6.99% in Connecticut (military pay usually follows legal residence, not the duty station).
- Combined sales tax averages 6.35% in Connecticut vs 6% in Maryland.
Common questions
Does BAH go down from Joint Base Andrews to Naval Submarine Base New London?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $3,132 vs $2,580; without dependents: $2,832 vs $2,148.
What is local rent like near Naval Submarine Base New London?
HUD FY2026 Small Area FMR for ZIP 06340 (Groton) is $1,980/mo for a 2-bedroom and $2,550/mo for a 3-bedroom. The wider metro 2-BR FMR is $1,866/mo.
Will BAH cover off-base rent if I PCS from Joint Base Andrews to Naval Submarine Base New London?
E-5 without dependents minus a HUD 2-bedroom is −$238/mo at Joint Base Andrews vs +$168/mo at Naval Submarine Base New London. E-5 with dependents minus a 3-bedroom is −$738/mo vs +$30/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
Does my state income tax change if I PCS from Joint Base Andrews to Naval Submarine Base New London?
Usually not just because the duty station changes. Military pay generally follows legal residence under the Servicemembers Civil Relief Act; spouses may have similar protection. Maryland: Top listed rate 6.5%. Connecticut: Top listed rate 6.99%. BAH is not taxed. Sales tax and titling a car follow the state you live in.
Can I PCS from Joint Base Andrews to Naval Submarine Base New London?
This pair is listed because the installations share a tenant service (Navy). Your actual orders depend on your MOS/AFSC/rating and the gaining unit.
How long do I have for a license and car title if I PCS to Naval Submarine Base New London?
New Connecticut residents typically have 30 days for a license and 60 days to title a car (60 and 60 days in Maryland).
What do homes cost in Camp Springs vs Groton?
Census ACS 5-year (2020–2024) median value of owner-occupied homes is $415,000 in Camp Springs CDP, Maryland vs $306,600 in Groton city, Connecticut. Median gross rent in those cities is $2,231 vs $1,250. These are city medians (owners’ reported values), not last month’s sale prices.
Related PCS
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for Joint Base Andrews (DC053); Naval Submarine Base New London (CT049). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Prince George's County $2,246; Southeastern Connecticut Planning Region $1,866.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 20762 (Camp Springs) $3,070 / $3,870; 06340 (Groton) $1,980 / $2,550.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Camp Springs CDP, Maryland ($415,000, $2,231/mo) and Groton city, Connecticut ($306,600, $1,250/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Baltimore-Washington Intl (NWS) (USW00093721); Groton-New London (NWS) (USW00014707).
- Host-state wage tax. Statewide listed rates for Maryland and Connecticut from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Maryland and Connecticut. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Maryland and Connecticut. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. Maryland motor-vehicle agency (license 60 days, title 60 days; title tax 6.00%); Connecticut motor-vehicle agency (license 30 days, title 60 days; title tax 6.35%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Maryland and Connecticut. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Maryland and Connecticut. Backdrop for off-base purchase prices; on-base housing and BAH are separate.