Compare military bases / Joint Base Andrews → NAS Key West
Andrews → Key West
Compare Joint Base Andrews and NAS Key West
Will my BAH (Basic Allowance for Housing) go up or down if I move from Joint Base Andrews to NAS Key West?
This calculator uses 2026 DTMO (Defense Travel Management Office) rates for selected pay grade and dependent status.
Monthly BAH at E-5 pay grade without dependents.
- Joint Base Andrews
- $2,832
- NAS Key West
- $3,459
- Higher BAH at NAS Key West
BAH minus HUD 2-bedroom rent for the ZIP nearest each base.
- Joint Base Andrews
- −$238/mo
- NAS Key West
- +$959/mo
Housing just outside the gate: Camp Springs vs Key West
Rents shown on table are the 40th-percentile for 2 and 3 bedroom figures for the residential ZIP code nearest the base.
| Joint Base Andrews Camp Springs 20762 | NAS Key West Key West 33041 | |
|---|---|---|
| Median home value (city) | $415,000 | $852,400 |
| Median gross rent (city) | $2,231/mo | $2,220 |
| HUD ZIP 2-BR rent | $3,070/mo | $2,500 |
| HUD ZIP 3-BR rent | $3,870/mo | $3,300 |
| HUD metro 2-BR rent (wider area) | $2,246/mo | $2,504 |
| E-5 without dependents minus 2-BR | −$238/mo | +$959/mo |
| E-5 with dependents minus 3-BR | −$738/mo | +$669/mo |
E-5 without dependents vs a HUD 2-bedroom is −$238/mo at Joint Base Andrews vs +$959/mo at NAS Key West. E-5 with dependents vs a 3-bedroom is −$738/mo vs +$669/mo.
Host-state comparison: Maryland vs. Florida
| Maryland | Florida | |
|---|---|---|
| Sales tax | 6.00% | 6.98% |
| Property tax | 0.92% | 0.78% |
| Personal property tax | No | No |
| Top state income tax | 6.5% | 0.0% |
| Median home value | $434,258 | $378,667 |
| Branch | Joint | Navy |
| HUD 2-BR FMR | $2,246 | $2,504 |
| Climate high/low | 67° / 46°F | 84° / 74°F |
| Annual precip | 45.0 in | 40.4 in |
| Nearby city | Camp Springs | Key West |
| Host state | Maryland | Florida |
Click here for the full state comparison: Maryland → Florida
PCS checklist for NAS Key West
- Update DEERS. BAH at NAS Key West uses MHA FL069 (ZIP 33040).
- Look up your exact rate on the DTMO BAH lookup.
- HUD 2-bedroom FMR near NAS Key West is $2,504/mo. On-base housing is separate.
- New Florida residents typically have 30 days for a license and 30 days to title a car.
- Reporting: NAS Key West.
Biggest differences
- E-5 with-dependents BAH is higher at NAS Key West ($3,969 vs $3,132).
- Median owner-occupied home value in the off-base city is $852,400 in Key West vs $415,000 in Camp Springs (Census ACS 5-year, 2020–2024).
- HUD ZIP 2-bedroom rent just outside the gate is $2,500 in 33041 vs $3,070 in 20762.
- Joint Base Andrews is labeled Joint; NAS Key West is Navy. The pair is valid because of shared tenants.
- Host-state wage tax is Top listed rate 6.5% in Maryland vs No personal income tax in Florida (military pay usually follows legal residence, not the duty station).
- Combined sales tax averages 6.98% in Florida vs 6% in Maryland.
Common questions
Can I PCS from Joint Base Andrews to NAS Key West?
This pair is listed because the installations share a tenant service (Navy). Your actual orders depend on your MOS/AFSC/rating and the gaining unit.
How does BAH change from Joint Base Andrews to NAS Key West?
DTMO CY2026 with- and without-dependents rates for every pay grade are in the BAH table on this page. E-5 with dependents: $3,132 vs $3,969; without dependents: $2,832 vs $3,459.
What is local rent like near NAS Key West?
HUD FY2026 Small Area FMR for ZIP 33041 (Key West) is $2,500/mo for a 2-bedroom and $3,300/mo for a 3-bedroom. The wider metro 2-BR FMR is $2,504/mo.
What do homes cost in Camp Springs vs Key West?
Census ACS 5-year (2020–2024) median value of owner-occupied homes is $415,000 in Camp Springs CDP, Maryland vs $852,400 in Key West city, Florida. Median gross rent in those cities is $2,231 vs $2,220. These are city medians (owners’ reported values), not last month’s sale prices.
Will BAH cover off-base rent if I PCS from Joint Base Andrews to NAS Key West?
E-5 without dependents minus a HUD 2-bedroom is −$238/mo at Joint Base Andrews vs +$959/mo at NAS Key West. E-5 with dependents minus a 3-bedroom is −$738/mo vs +$669/mo. Use the calculator for other pay grades. Actual listings vary; BAH is untaxed housing pay, not a rent cap.
Does my state income tax change if I PCS from Joint Base Andrews to NAS Key West?
Usually not just because the duty station changes. Military pay generally follows legal residence under the Servicemembers Civil Relief Act; spouses may have similar protection. Maryland: Top listed rate 6.5%. Florida: No personal income tax. BAH is not taxed. Sales tax and titling a car follow the state you live in.
Related PCS
Your PCS
Only destinations that share a service with the origin are listed.
Sources
Housing figures below are for the installation (MHA, HUD rent, climate). Host-state tax rates in the snapshot above BAH are statewide averages — not a tax return. County add-ons can differ, and wage tax on military pay follows legal residence, not the duty station.
- BAH (with and without dependents). DTMO CY2026 BAH tables for Joint Base Andrews (DC053); NAS Key West (FL069). Confirm current rates on the DTMO BAH lookup.
- 2-bedroom Fair Market Rent. HUD FY2026 FMR — Prince George's County $2,246; Monroe County $2,504.
- Off-base ZIP rent (HUD Small Area FMR). FY2026 ZIP 2- and 3-bedroom 40th-percentile rents from the HUD Small Area FMR tables: 20762 (Camp Springs) $3,070 / $3,870; 33041 (Key West) $2,500 / $3,300.
- Off-base city home value and rent. U.S. Census Bureau American Community Survey 5-year 2020–2024 tables B25077 (median value of owner-occupied homes) and B25064 (median gross rent) for Camp Springs CDP, Maryland ($415,000, $2,231/mo) and Key West city, Florida ($852,400, $2,220/mo). Owner-reported values, not transaction prices.
- Climate normals (1991–2020). NOAA NCEI U.S. Climate Normals — Baltimore-Washington Intl (NWS) (USW00093721); Key West Intl (NWS) (USW00012836).
- Host-state wage tax. Statewide listed rates for Maryland and Florida from the Tax Foundation 2026 individual income-tax tables. On this page they describe the host state, not automatically the tax on a military LES (legal residence can stay put). BAH is untaxed.
- Combined sales tax near the installation. Tax Foundation January 2026 state-and-local sales-tax averages for Maryland and Florida. Used as an off-base shopping stand-in; city and county add-ons vary.
- Effective property tax if you buy off-base. Tax Foundation 2026 property taxes by state for Maryland and Florida. On-base housing is not in this figure.
- Vehicle title tax and new-resident clocks. Maryland motor-vehicle agency (license 60 days, title 60 days; title tax 6.00%); Florida motor-vehicle agency (license 30 days, title 30 days; title tax 6.00%). These are host-state motor-vehicle rules, not BAH.
- Vehicle personal-property tax on the host-state snapshot. WalletHub 2026 vehicle property-tax table for Maryland and Florida. This is a statewide car-tax flag, not real-estate tax and not BAH.
- Statewide median home value on the host-state snapshot. Experian / Zillow March 2026 state medians for Maryland and Florida. Backdrop for off-base purchase prices; on-base housing and BAH are separate.